Pinkaew
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Pinkaew Group financial education programmes

Our Programmes

Three Levels of Cover, One Consistent Approach

Each programme offers a different depth of engagement. All share the same warmth, clarity, and respect for where you are in life.

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Our Method

How Each Programme Is Structured

All three of our programmes follow the same basic rhythm: a short conceptual introduction, time to work through a practical example, and space for questions before moving on. No session assumes knowledge from outside the course.

Materials — guides, worksheets, and summary cards — are physical where possible, because we believe there is value in being able to mark, underline, and return to something that does not require a screen.

The tier you join determines depth, not quality. Opening the Umbrella receives the same care and preparation as The Full Canopy Programme.

1

Introduction & Orientation

Each programme begins by mapping the territory — what topics will be covered, in what order, and why. You know where you are headed from the start.

2

Guided Sessions with Worked Examples

Concepts are introduced through examples drawn from everyday Thai financial life — real banks, real costs, and decisions that feel familiar.

3

Reflection & Planning Materials

Worksheets and planning tools help you translate what you learn into your own situation, at a pace that makes sense for you.

4

Closing Summary & Next Steps

Each programme ends with a structured reflection and a summary card that captures your key takeaways and the questions worth exploring further.

Opening the Umbrella course

Programme 01

Opening the Umbrella

฿4,500  ·  3 sessions

A gentle three-session introduction for midlife learners beginning to shelter their finances with a little planning. We move slowly through budgeting, saving, and everyday Thai banking, with each idea clearly explained. Ideal for those who want a calm, gentle start with no prior knowledge required.

  • Everyday budgeting in a Thai household context
  • Understanding savings accounts and term deposits
  • Reading a bank statement with confidence
  • Printed guide and practice sheets included
  • Small, supportive group of 6–10 participants
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Programme 02

A Wider Shelter

฿6,900  ·  6 weeks

A six-week course for people ready to give their finances more thoughtful cover. We explore steady saving, fund and deposit options, and planning for life's foreseeable costs. Each session offers a short lesson and a gentle worksheet. Suited to those with the basics who want supportive structure and more depth.

  • Comparing fixed deposit, mutual fund, and savings options
  • Mapping foreseeable costs over a five-year horizon
  • Emergency funds: how much and where to hold them
  • Recorded lessons for flexible review at home
  • Planning notebook and midway check-in included
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A Wider Shelter course
The Full Canopy Programme

Programme 03

The Full Canopy Programme

฿10,500  ·  10 weeks

A ten-week guided programme for readers planning carefully toward retirement and family wellbeing. We extend gentle shelter across pensions, healthcare, and longer-term choices, always recommending a licensed professional before acting. Includes guided sessions, a personal planning folder, and a closing reflection.

  • Thai pension and social security system explained
  • Healthcare cost planning for you and your family
  • Structuring questions for your licensed financial adviser
  • Personal planning folder and summary card
  • Closing reflection session with the full cohort
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Choosing the Right Fit

Which Programme Is Right for You?

Use this overview to see which tier matches where you are right now. If you are unsure, we are happy to discuss it with you before you decide.

Feature Opening the Umbrella A Wider Shelter Full Canopy
Prior knowledge needed None Basic Intermediate
Duration 3 sessions 6 weeks 10 weeks
Printed materials
Recorded lessons
Midway check-in
Retirement & pension planning
Professional referral preparation
Price (฿) ฿4,500 ฿6,900 ฿10,500

Best for beginners

Opening the Umbrella gives you a solid foundation without overwhelming you.

Best for building structure

A Wider Shelter suits those who know the basics and want a clear framework.

Most comprehensive

Full Canopy Programme

For those actively planning toward retirement and family wellbeing.

Shared Across All Programmes

Standards That Apply to Every Course

Clear, Accessible Language

Every concept is introduced in plain English with locally familiar examples. Technical terms are explained the first time they appear and reinforced in the printed guide.

Materials Updated Each Cohort

All printed materials, worksheets, and recorded content are reviewed before each new cohort begins to reflect current Thai financial figures and products.

Participant Privacy Protected

Personal details and learning progress are held in confidence and never shared outside the programme. Our practices align with Thailand's PDPA requirements.

Education, Not Advice

Our programmes teach financial concepts and frameworks. For personal financial decisions, we are transparent about when a licensed adviser is the right next step.

Questions Always Welcome

Every session includes structured time for questions, and participants are encouraged to raise anything they found unclear during or after the session.

Feedback Shapes Every Cohort

Post-programme feedback is collected, read carefully, and used to improve the next cohort. Our 4.8 average rating reflects that ongoing commitment to refinement.

Fees

Clear, All-Inclusive Pricing

All fees are in Thai Baht and include materials, recorded content (where applicable), and any check-in sessions listed in the programme description. No additional costs.

Opening the Umbrella

฿4,500

3 sessions · Beginner

  • 3 guided sessions
  • Printed guide
  • Practice sheets
  • Small group setting
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Popular Choice

A Wider Shelter

฿6,900

6 weeks · Intermediate

  • 6 weekly sessions
  • Recorded lessons
  • Planning notebook
  • Midway check-in
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The Full Canopy

฿10,500

10 weeks · Comprehensive

  • 10 weekly sessions
  • Personal planning folder
  • Retirement planning
  • Closing reflection session
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Take the Next Step

Not Sure Which Programme Fits?

Send us a message and we will help you work out which tier makes sense for where you are right now. There is no commitment involved in asking.

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